Everything happens for a reason

Everything happens for a reason, I’m struggling to find the reason. 

Nearly three months ago I left ship life to move to china. Two months ago I fell down the stairs and ruptured a ligament in my ankle. Yesterday I went back to the doctor who told me I need surgery to repair the ligament. 
This will require seven days in hospital and then three more months of recovery time. Why me? Why has this happened to me? 
Just over a year ago I had surgery in a foreign country to remove my appendix, which albeit wasn’t an enjoyable experience but atleast it was America and they spoke English and I was flown home to recover. Here people don’t speak English and I don’t know how I am going to get by for that long with nobody here. 
I am torn between staying here because I am quite enjoying living by myself and I like my job. A part of me wants to go home. I can always not take the surgery but then I will be stuck with ankle pain and instability for the rest of my life. 
Why me? What is the reason? I always try to look for the positive. You’re never fully dressed without a smile. Right now I am struggling, I am terrified to be honest. I just don’t know what to do.